Risk Capacity

October 22, 2016

It’s not always a good idea to base your investment choices on emotions. Jim and Chris discuss how to deal with investing when you don’t have a strong stomach for a lot of risk. They also answer questions from listeners. How do Health Savings Accounts (HSAs) work if you retire early? If you convert amounts from a 457 plan to a Roth IRA, when can you access the funds in the Roth IRA without paying the 10% early withdrawl penalty? What’s the difference between a 401a and a 403b? How does a Backdoor Roth Conrtibution work?

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.