RMDs, Social Security, Annuities, and Pension Survivor Benefits: Q&A #2032

August 8, 2020

RMDs, Social Security, Annuities, and Pension Survivor Benefits: Q&A #2032

Jim and Chris discuss listeners’ questions relating to required minimum distributions, backdating Social Security benefits, claiming spousal Social Security benefits, annuity variations, and joint and survivor pension options.

(4:05) Clarification on a question from last week’s EDU show from the Ed Slott group on rolling over required minimum distributions.

(14:30) Jim and Chris readdress a listener’s question from Q&A #2030 about backdating his own delayed Social Security benefit.

(24:19) A Floridian wants to know about the potential of his wife claiming a Social Security spousal benefit based on the rules surrounding caring for underage children.

(35:40) George from California suggests another solution to a previous caller’s question about Deferred Income Annuities (DIAs) and Single Premium Immediate Annuities (SPIAs).

(1:07:50) A North Carolinian asks a question about how to determine which survivorship benefit options to choose when beginning to claim their pensions.

Podcast: Play in new window | Download (Duration: 1:28:53 — 40.2MB)

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