Roth Conversions, Social Security, CD Ladders, and SPIAs: Q&A #2405

February 3, 2024

Roth Conversions, Social Security, CD Ladders, and SPIAs: Q&A #2405

Jim and Chris sit down to discuss listeners questions relating to Roth conversions, Social Security, CD ladders, and SPIAs.

(3:30) A Californian listener wonders if Roth conversions are subject to the Social Security earnings test.

(9:30) Georgette from Georgia looks for clarification on the maximum earnings limit regarding her husbands Social Security statement.

(16:15) A listener asks about building CD ladders and how to re-invest the funds as they mature throughout the ladder.

(36:45) A Colorado listener wonders how to look into SPIAs and determine if they’re being issued by a private equity insurance company.

Podcast: Play in new window | Download (Duration: 1:08:59 — 31.6MB)

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