Safe Withdrawal Rate: EDU #2505

January 29, 2025

Safe Withdrawal Rate: EDU #2505

Jim, Chris, and Jake share their thoughts on a recent Morningstar study that lowers the industry-standard safe withdrawal rate to 3.7%. They review a MarketWatch article discussing the study, highlighting points of agreement and disagreement. Throughout the conversation, they explore their approach to retirement planning, including the Minimum Dignity Floor™, See-Through Portfolio™, and Fun Number™ concepts, comparing these to the safe withdrawal rate and Monte Carlo methods for determining retirement spending.

 

 

Show Notes:

Read in MarketWatch

Watch the video from Morningstar

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

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