Social Security, 60-Day Rollovers, HSAs, and Bond Ladders: Q&A #2250

December 10, 2022

Social Security, 60-Day Rollovers, HSAs, and Bond Ladders: Q&A #2250

Jim and Chris sit down to discuss listeners questions relating to Social Security, 60-day rollovers, HSAs, and bond ladders.

(12:45) George from Kentucky wonders if a spousal Social Security benefit will benefit from a cost of living adjustment (COLA).

(20:00) George in Oregon asks a couple of questions regarding the 60-day IRA rollover strategy that was mentioned on a previous show.

(32:45) A listener wonders if everyone in their family needs to be under a high deductible health plan to contribute the maximum amount into an HSA.

(42:00) A listener from Pennsylvania asks if he can leave a remaining HSA balance to his donor advised fund upon his passing.

(48:30) George asks if he and his wife can continue to contribute to their HSA even though they’re currently working overseas.

(51:30) A listener from Michigan looks for the guys to discuss some topics surrounding bond ladders.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.