Social Security, Annuities, and Life Insurance: Q&A #2239

September 24, 2022

Social Security, Annuities, and Life Insurance: Q&A #2239

Jim and Chris sit down to discuss listeners questions relating to Social Security, annuities, and life insurance.

(27:30) A Massachusetts listener looks for clarification on his retroactive Social Security benefit.

(31:45) George from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70.

(38:45) George from Texas looks for thoughts on the best time for him to start his annuity.

(53:00) George in Arizona asks about SPIA ladders and mechanisms for providing guaranteed income in retirement.

(1:07:30) A listener from Connecticut wonders about an older Wall Street Journal article discussing private equity buying life insurance and annuities.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.