Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938

October 5, 2019

Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938

This week Jim and Chris address listener questions on the potential downsides to Roth Conversions and several Social Security topics, including the 2035 Social Security benefit reduction, appealing a temporary benefit reduction, and the possibility of additional assistance from Social Security.

9:30 Chris weighs in on a Florida listener’s question regarding appealing a skipped benefit check due to additional income.

14:55 An Arizonan wonders if they should start taking their benefits before Social Security reduces benefits to 75% in 2035.

1:01:00 A question from a Utah listener regarding the possibility that the government could someday decide to change Roth rules, such as implementing a value-added tax. Would such a tax law change be a potential reason not to do Roth Conversions?

1:10:51 A listener from Oregan wants to know if Social Security offers assistance for in-home cleaning services.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.