Social Security, COLAs, PIAs, Annuities, and Fun Spending: Q&A #2240

October 1, 2022

Social Security, COLAs, PIAs, Annuities, and Fun Spending: Q&A #2240

Jim and Chris sit down to discuss listeners questions relating to Social Security, COLAs, PIAs, annuities, and fun spending.

(7:30) A listener asks about the restricted application strategy for Social Security and how it’s monitored/regulated.

(16:30) George from Ohio looks for clarification on his spouses Social Security benefit and cost of living adjustment (COLA) for being born in 1961.

(29:00) George from Michigan wonders if his primary insurance amount (PIA) is presented in present value dollars or future value dollars.

(42:00) A Californian listener looks for thoughts on using qualified plans to potentially purchase a future income annuity.

(1:02:00) A Massachusetts listener comments his personal experience with Go-Go fun spending and transitioning to Slow-Go/No-Go fun spending.

Podcast: Play in new window | Download (Duration: 1:22:51 — 38.2MB)

Subscribe: RSS

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

© 2024, Jim Saulnier & Associates All rights reserved.

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.