Social Security, Fraud Protection, LTC, and Deferred Income Annuities: Q&A #2117

April 24, 2021

Social Security, Fraud Protection, LTC, and Deferred Income Annuities: Q&A #2117

Jim and Chris sit down to discuss listeners questions relating to Social Security, fraud protection for IRAs and 401k’s, LTC, and annuities.

(3:45) George from Washington looks for clarification on claiming a spousal Social Security benefit.

(11:45) Georgette from California asks about the fraud protection of IRAs and 401k plans.

(31:15) A Connecticut listener asks if traditional LTC policy issuers get discounts from a preferred provider network like a medical insurer would.

(36:40) A Virginian asks a follow-up question on a question from a previous show about life insurance and LTC riders.

(48:00) A listener asks about the ideal time to purchase a deferred income annuity (DIA).

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.