Social Security “Grace Years”, IRAs, QCDs, RMDs, and Taxes: Q&A #2046

November 14, 2020

Social Security “Grace Years”, IRAs, QCDs, RMDs, and Taxes: Q&A #2046

Jim and Chris discuss listeners’ comments and questions relating to Social Security “grace years”, IRAs, QCDs, RMDs, and Taxes.

(Intro) Jim and Chris read an incredibly generous “thank you” email from Georgette in California and address what a “grace year” means for Social Security.

(16:55) A listener asks for clarification on an older article written by Ed Slott relating to RMD rollovers.

(28:10) George from Florida asks whether or not Roth conversions count towards MAGI for APTC (Advanced Premium Tax Credits).

(35:00) A listener from Illinois asks about when his wife can use a QCD (Qualified Charitable Distribution) to offset her RMD (Required Minumum Distribution).

Podcast: Play in new window | Download (Duration: 58:23 — 43.8MB)

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