Social Security, IRA Rollovers, QCDs, and IRA Beneficiaries: Q&A #2123

June 5, 2021

Social Security, IRA Rollovers, QCDs, and IRA Beneficiaries: Q&A #2123

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRA rollovers, QCDs, and IRA beneficiaries.

(6:00) Georgette from Michigan looks for clarification on when to claim for a spousal Social Security benefit.

(18:00) George asks a couple Social Security questions relating to survivor benefits and claiming strategies.

(29:30) An Ohioan listener looks for advice on potentially rolling over his 403(b) benefits into a traditional IRA.

(51:00) A second listener from Ohio asks about the order of taking out QCDs, RMDs, and making Roth conversions.

(1:03:45) George wonders about setting up the ideal beneficiaries for his IRA.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.