Social Security, IRMAA, Annuities, and Roth Conversions: Q&A #2344

November 4, 2023

Social Security, IRMAA, Annuities, and Roth Conversions: Q&A #2344

Jim and Chris discuss listeners questions relating to Social Security, IRMAA, annuities, and Roth conversions.

(4:30) George from North Carolina looks for clarification on a spouses ability to claim a spousal and survivor Social Security benefit.

(22:45) George asks if IRMAA premiums apply if Medicare has been suspended.

(28:15) George in Ohio looks for help in determining which type of annuity his wife currently holds within an IRA wrapper.

(54:15) A listener in Kentucky comments on a previous show and looks for clarification on the 5-year clock for dollars from a Roth conversion.

(1:11:00) A Michigan listener asks about the timing behind doing a year end Roth conversion and paying the applicable taxes.

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