Social Security, IRMAA, IRA To HSA Conversions, and 403(b)’s: Q&A #2346

November 18, 2023

Social Security, IRMAA, IRA To HSA Conversions, and 403(b)’s: Q&A #2346

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, IRA to HSA conversions, and 403(b)’s.

(7:30) George from Texas asks about the effects of when his wife decides to file for her Social Security benefits in relation to his own filing.

(26:30) George in Ohio provides his own unique scenario and looks for clarification on how his IRMAA-related premiums will work.

(38:15) A listener from Maryland asks about the rules for the one-time conversion from an IRA to an HSA.

(1:03:00) A listener in Florida wonders how he should handle his high-fee 403(b) account in retirement.

 

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.