Social Security, JWROS Accounts, TSPs, Inherited IRAs, and Backdoor Roth Contributions: Q&A #2143

October 23, 2021

Social Security, JWROS Accounts, TSPs, Inherited IRAs, and Backdoor Roth Contributions: Q&A #2143

Jim and Chris discuss questions relating to Social Security, JWROS accounts, TSPs, inherited IRAs, backdoor and converted Roth contributions.

(9:45) A Wisconsin listener looks for clarification on Social Security Survivor benefits.

(12:00) A listener from Arizona looks for advice on when to claim Social Security.

(19:00) George from Indiana asks if there’s any advantage to delaying claiming Social Security past the age of 62.

(25:00) An Ohioan looks for ways to efficiently pass a joint with right of survivorship account through to their heirs.

(40:00) George from Florida helps to clarify a previous discussion about TSP and Roth TSP withdrawals.

(45:45) A listener looks for clarification on inherited IRAs and there beneficiaries.

(51:00) A Texan listener looks for advice on which retirement accounts to contribute to if the backdoor Roth option is eliminated.

(59:00) Georgette from Ohio asks about converting after-tax money into an existing Roth IRA once fully retired.

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