Social Security, Pensions, Gifting, TIPS, and Inheritance: Q&A #2219

May 7, 2022

Social Security, Pensions, Gifting, TIPS, and Inheritance: Q&A #2219

Jim and Chris sit down to discuss question relating to Social Security, pensions, gifting, TIPS, and inheritance.

(5:45) A listener provides some additional input on a Social Security question addressed in a previous QA show.

(15:00) A listener looks for clarification on if survivorship benefits from a pension will reduce his Social Security benefit.

(25:00) Georgette from Wisconsin gives some clarity on gifting to a person with a limited lifespan.

(35:45) An Alabama listener asks why TIP funds are trading lower when inflation is on the rise.

(57:30) A listener wonders about how the spousal inheritance of a Roth IRA works when the receiving spouse has no Roth accounts prior to inheriting one.

Podcast: Play in new window | Download (Duration: 1:14:18 — 34.0MB)

Subscribe: RSS

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

© 2025, Jim Saulnier & Associates All rights reserved.

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.