Social Security, Pensions, RMDs, Roth Conversions, and 529 Plans: Q&A #2329
July 22, 2023
Jim and Chris discuss listeners questions relating to Social Security, pensions, RMDs, Roth conversions, IRMAA, and 529 plans.
(12:15) George from Florida looks for clarification on the timing behind a client of his claiming a Social Security survivor benefit as well as her own benefit.
(22:15) Jim and Chris talk about possible changes to pensions brought to light by a listener, when pension obligations of a company are sold to insurance companies.
(49:45) A Colorado listener asks about whether or not Roth IRAs have required minimum distributions (RMDs) or not.
(58:15) George from Virginia wonders about doing Roth conversions ahead of retirement and it’s relation to IRMAA penalties.
(1:07:30) Georgette from Texas asks about the Secure Act 2.0 and whether or not Roth 457(b) accounts are going to be subject to RMDs.
(1:09:15) Georgette from Colorado looks for clarification on the rules behind making a contribution to her grandchildren’s 529 accounts.
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