Social Security, PIA, IRMAA, MDF, and Annuities: Q&A #2338

September 23, 2023

Social Security, PIA, IRMAA, MDF, and Annuities: Q&A #2338

Jim and Chris sit down to discuss listener questions relating to Social Security, PIA, IRMAA, MDF, and annuities.

(5:15) A Californian listener looks for clarification on a potential Social Security survivor benefit for his mother.

(17:00) An Arizona listener wonders at what point his primary insurance amount (PIA) becomes “set”.

(31:30) George from Texas asks about IRMAA and it’s impact in the year when he’ll be turning 65 due to a birthday late in the year.

(37:15) A listener wonders where the concept of an emergency fund fits into the minimum dignity floor (MDF).

(44:30) A listener from Connecticut asks if there are specific annuities available within 401k(k) plans that would be advantageous compared to those available in a standard IRA.

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