Social Security, Reserve Funds, ACA Credits, and Inheritance: Q&A #2130

July 24, 2021

Social Security, Reserve Funds, ACA Credits, and Inheritance: Q&A #2130

Jim and Chris sit down to discuss listeners questions relating to Social Security, reserve funds, ACA tax credits, and leaving an IRA as inheritance.

(3:15) Georgette from New York looks for advice on when to claim her own Social Security benefit and when to file for a spousal benefit.

(21:00) Georgette from New York asks a second question about how much money to keep in liquid funds in case the market declines and where to keep those funds.

(36:30) George from Florida looks for tips on the recent ACA healthcare tax credit changes and and asks about Roth conversions.

(45:00) A listener asks about leaving an IRA as inheritance to his grandchildren.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.