Social Security and Roth Conversion Strategies: Q&A #2545

November 8, 2025

Social Security and Roth Conversion Strategies: Q&A #2545

With Jim is away at a conference, Chris is joined by Jake to discuss listener questions on Social Security survivor benefits, and Roth conversion strategies.

(6:30) A listener asks how a widow can maximize her Social Security benefit when her late husband had not yet claimed his.

(14:15) George seeks guidance on figuring out if he and his wife need to do Roth conversions, and, if so, how much.

(40:00) The guys address a listener considering redirecting new Roth contributions to instead pay taxes on larger Roth conversions in a higher tax bracket for the next five years.

Podcast: Play in new window | Download (Duration: 1:09:14 — 31.7MB)

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