Social Security, Roth Conversions, and LTC: Q&A #2113

March 27, 2021

Social Security, Roth Conversions, and LTC: Q&A #2113

Jim and Chris sit down to discuss listeners’ questions pertaining to Social Security, Roth conversions, and long term care (LTC) insurance.

(6:00) A New Yorker asks a question about the theoretical maximum payout value for Social Security and what its based on.

(18:15) A Portland listener asks about the difference between Social Security survivor benefits and divorced survivor Social Security benefits.

(33:30) George from Virginia looks for help on Roth conversions and their strategy to pay for the taxes on the conversion.

(46:00) A listener voices his opinion on purchasing LTC insurance and the lengthy list of exclusions within the insurance policies.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.