Social Security, Roth Conversions, Annuities, and IRA Creditor Protection: Q&A #2110

March 6, 2021

Social Security, Roth Conversions, Annuities, and IRA Creditor Protection: Q&A #2110

Jim and Chris sit down to discuss listener questions about Social Security, Roth conversions, annuities, and IRA creditor protection.

(5:00) A listener brings up a question from a previous show and asks if he should contact Social Security to end his currently claimed spousal benefit.

(14:00) A Georgian listener inquires about his wife’s approximate spousal benefits revolving around WEP (Windfall Elimination Provision).

(30:15) Georgette brings up a frustrating point made by Chris in a previous show and the concept of “pay it now or pay it later” for Roth conversions.

(49:45) A listener from Connecticut wonders about the uses of indexed annuities and the ability to live tax free in retirement.

(58:00) George proposes a question about the creditor protection for inherited IRAs.

Podcast: Play in new window | Download (Duration: 1:30:44 — 41.5MB)

Subscribe: RSS

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

© 2024, Jim Saulnier & Associates All rights reserved.

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.