Social Security, Roth Conversions, Pro-Rata Rules, and Lump-Sum Pensions: Q&A #2141

October 9, 2021

Social Security, Roth Conversions, Pro-Rata Rules, and Lump-Sum Pensions: Q&A #2141

Jim and Chris sit down to answer listeners questions relating to Social Security survivor benefits, Roth conversions, lump-sum pensions, and the pro-rata rule.

(12:00) Georgette looks for clarification on the rules behind claiming an ex-spouses Social Security survivor benefit while delaying her own.

(23:30 Preamble, 30:30 Question) A Californian listener asks for help on a accidental Roth conversion.

(44:30) A listener looks for advice on rolling a lump-sum pension into and IRA.

(56:16) George wonders if he can move a Roth portion of a 401(k) into a Roth IRA and avoid the pro-rata rule.

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