Social Security, Roth IRA Contributions, TIPS, Life Insurance, Cost Basis, and Roth Conversions: Q&A #2116

April 17, 2021

Social Security, Roth IRA Contributions, TIPS, Life Insurance, Cost Basis, and Roth Conversions: Q&A #2116

Jim and Chris sit down to answer listeners’ questions relating to Social Security, Roth IRA contribution rules, TIPS, life insurance, cost basis, and Roth conversions.

(2:55) A listener looks for advice on the best date for his wife to claim her Social Security benefit.

(17:30) George from Michigan asks if graduate students receiving funds from the university can qualify to make contributions to Roth IRAs.

(21:15) A listener asks about the best way to select the appropriate time horizon for Treasury Inflation-Protected Securities (TIPS).

(31:35) A Californian would like to know whether or not to borrow against the cash value in a life insurance policy.

(56:30) Georgette from New York asks about calculating the cost basis on her current mutual fund holdings.

(1:05:35) An Ohioan wonders if it is possible to do Roth conversions from an Inherited IRA.

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