Social Security, Roth IRAs, Legacy Businesses, RMDs, Medicare, and Beneficiaries: Q&A #2124

June 12, 2021

Social Security, Roth IRAs, Legacy Businesses, RMDs, Medicare, and Beneficiaries: Q&A #2124

Jim and Chris sit down to discuss listener questions relating to Social Security, Roth IRAs, legacy businesses, RMDs, Medicare, and beneficiaries.

(10:15) A Californian looks for calcification on claiming a deceased ex-husbands Social Security benefit prior to full retirement age.

(21:30) Two individual separate listeners ask questions both relating to Roth IRA contribution rules.

(26:00) A listener asks if Jim and Chris can assist in the passing down of individually owned businesses to younger generations.

(28:15) A New Jersey listener wonders about the calculation of RMDs and the new life expectancy table coming in the near future.

(39:15) Georgette from New York asks about needing to inform the Medicare office that she will continue working pass the age of 65.

(47:00) A listener looks for clarification on why a primary beneficiary would want to disclaim a portion of an inherited IRA.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.