Social Security, The Fun Number, and Secure Income: Q&A #2306

February 11, 2023

Social Security, The Fun Number, and Secure Income: Q&A #2306

Jim and Chris sit down to discuss listeners questions relating to Social Security, the fun number, and secure income.

(11:00) A listener asks if any Social Security earnings and taxes paid at age 62 onward will impact their future Social Security benefit calculation.

(20:00) A Wisconsin listener looks for clarification on her estimated Social Security PIA and if it includes the 8.70% cost-of-living adjustment.

(23:30) A listener looks to comment on the concept of the fun number and gives an example of how they were able to implement the concept into their personal lives.

(49:30) A listener from Michigan wonders if the concept of the fun number has actually helped clients spend more in retirement as opposed to a safe withdrawal rate.

(1:01:30) A listener from Pennsylvania asks about how the fun number can account for fluctuating amounts of guaranteed income early in retirement.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.