Social Security, WEP, Disability Benefits, and Inherited IRA RMDs: Q&A #2234

August 20, 2022

Social Security, WEP, Disability Benefits, and Inherited IRA RMDs: Q&A #2234

Jim and Chris sit down to discuss questions relating to Social Security, WEP, disability benefits, and inherited IRAs.

(7:30) A listener looks for confirmation on when to claim Social Security benefits to ensure they receive the full 6 months of benefits.

(17:45) The same listener from above wonders about the affects of WEP on her Social Security benefit.

(38:30) George from Indiana wonders about his Social Security cost-of-living adjustment (COLA) and Social Security disability benefits.

(50:15) A listener asks about spousal inherited IRAs and how RMDs work if the beneficiary IRA remains separate from the surviving clients IRA.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.