Social Security WEP/GPO, Roth Conversions, and Annuities: Q&A #2217

April 23, 2022

Social Security WEP/GPO, Roth Conversions, and Annuities: Q&A #2217

Jim and Chris discuss questions relating to Social Security WEP/GPO, child-in-care, spousal benefits, Roth conversions, and annuities.

(12:00) George from North Carolina looks for clarification on his wives Social Security benefit and the affects of WEP/GPO.

(22:15) A listener asks about their possible benefits for Social Security spousal, child-in-care, and family maximum benefits given their situation.

(32:00) George from Minnesota wonders about Roth conversions and if the 5-year rule is applicable to each individual conversion.

(57:30) A Californian listener looks for an opinion on utilizing DIAs and SPIAs in retirement for secure income.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.