Spousal Benefits, Investing, Roth Conversions, Trusts, and MYGAs: Q&A #2247

November 19, 2022

Spousal Benefits, Investing, Roth Conversions, Trusts, and MYGAs: Q&A #2247

Jim and Chris sit down to discuss listeners questions relating to spousal benefits, investing, Roth conversions, trusts, and MYGAs.

(7:45) Georgette from New York looks for clarification on the possible reduction of spousal Social Security benefits.

(15:30) A Californian listener wonders if it makes sense to sell some of his bond funds that are currently down or if it’s better to hold them for an eventual market rebound.

(41:00) Georgette asks about whether a previously closed Roth account starts the 5-year clock for Roth conversions.

(44:45) A listener looks to clear up some confusion regarding listing a Trust as beneficiary in an IRA.

(59:45) George in Tennessee asks how a Vanguardian do-it-yourselfer would purchase a multiyear guaranteed annuity (MYGA) inside an IRA.

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