Wages, Monthly Earnings Test, and First Year Rule – Q&A #1930

August 10, 2019

Wages, Monthly Earnings Test, and First Year Rule – Q&A #1930

Join Chris as he tackles a wide array of listener questions solo while Jim is out on a fishing trip; subjects about working after retirement, accessing Social Security accounts online, the earnings test and more.

3:07 An Alabama listener asks about working wages after retirement.

7:44 An Illinois listener asks about the possibility of Social Security benefit changes after a state relocation.

9:30 A Texan listener asks about Social Security benefits subject to the earnings test if one spouse is retired sooner than the other.

14:03 A Californian listener asks about accessing her Social Security account online.

15:50 A Floridian listener asks about the Social Security First Year rule.

21:02 Chris answers a bonus 6th question, helping another Texan listener understand how the monthly earnings test applies to her complicated situation.


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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.