WEP, Social Security, Annuities, and Roth Conversions: Q&A #2214

April 2, 2022

WEP, Social Security, Annuities, and Roth Conversions: Q&A #2214

Jim and Chris sit down to discuss listener questions relating to WEP, Social Security, annuities, Roth conversions, and taxes.

(2:30) George from California has a question about WEP and whether or not he should try to earn a few more Social Security credits.

(20:00) George from Pennsylvania looks for clarification on purchasing an annuity with IRA money.

(34:00) A listener from Massachusetts asks about the pro-rata rule and RMDs/Roth conversions from post-tax dollars in a traditional IRA.

(40:00) George wonders if he should try and convert from his IRA to a Roth IRA before the 2026 tax changes.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.