Asset Positioning and Distribution Planning: EDU #2036

September 9, 2020

Asset Positioning and Distribution Planning: EDU #2036

Jim and Chris discuss a listener’s topic of asset positioning and asset distribution planning throughout retirement. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E36.mp3 Podcast: Play in new window | Download (Duration: 1:37:13 — 43.4MB) Subscribe:...

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Government Pensions & Social Security, Fun Money Buckets, and SS Potential Changes in 2035: Q&A #2009

February 29, 2020

Government Pensions & Social Security, Fun Money Buckets, and SS Potential Changes in 2035: Q&A #2009

Today Jim and Chris discuss how government pensions affect Social Security benefits, how they calculate fun money bucket sums, and the projected potential change in Social Security funds in 2035. (8:10) A Coloradoan asks about how WEP might affect his wife’s Social Security benefits due to her PERA account. (16:15) Georgette wonders how Jim and Chris generate the large sums that would be...

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Tax-Planning Windows, Bucketing, and Variable Annuities: Q&A #2004

January 25, 2020

Tax-Planning Windows, Bucketing, and Variable Annuities: Q&A #2004

With just three questions today, Jim and Chris discuss tax-planning windows, bucketing, and variable annuities. (6:06) Georgette from Georgia asks how she can place herself in the best position for the tax-planning window. (23:40) A Californian would like to know how Jim’s implementation of bucketing is different from plain asset allocation. (44:00) Another financial planner reaches out to...

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Self-Directed IRA, WEP and SS, Bucketing – QA #1925

June 29, 2019

Self-Directed IRA, WEP and SS, Bucketing – QA #1925

Welcome to another week of Q&As! This week Jim and Chris respond to a listener from Hawaii wonder what a Self-Directed IRA (or 401k) is and if there are any benefits over a Custodial IRA. Then they review how WEP can impact Social Security Benefit calculations for a Virginia listener, and give advice to a young Financial Planner that is new to the industry and unsure what to do when a client...

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Edu: Tax Optimized Spending with Bucketing

May 1, 2019

Edu: Tax Optimized Spending with Bucketing

A question from a Texas listener inspires Jim and Chris to take a closer look at Tax Optimized Spending with the Bucketing Strategy. The good news is that planning your spending from your Buckets may not be as complicated as you think! Chris shares a simple way of determining how much to spend from your “always taxable”, “maybe taxable”, and “never taxable”...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.