Social Security, Spousal Benefits, and COVID Distribution Rules: Q&A #2108

February 20, 2021

Social Security, Spousal Benefits, and COVID Distribution Rules: Q&A #2108

Jim and Chris sit down to discuss listeners’ questions relating to Social Security, spousal benefits, and Coronavirus related distribution rules. (8:15) Georgette from Portland, Oregon asks a question relating to Social Security and withholding taxes. (11:35) George looks for clarification on Social Security and restricted spousal benefits. (20:25) A Virginian listener asks a question on...

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Coronavirus Related Distributions (CRDs) Part 1: EDU #2046

November 18, 2020

Coronavirus Related Distributions (CRDs) Part 1: EDU #2046

Jim and Chris begin to clarify the details on coronavirus related distributions (CRDs) and the tax implications surrounding them in this first part of the CRD focused EDU show. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E46.mp3 Podcast: Play in new window | Download (Duration: 58:49 — 26.9MB) Subscribe:...

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A Social Security Question and 5 CARES Act Questions: Q&A #2023

June 6, 2020

A Social Security Question and 5 CARES Act Questions: Q&A #2023

Jim and Chris answer a Social Security question and 5 CARES Act/COVID related questions. (11:00) A listener would like to know where he can obtain his estimated retirement benefit information from the Social Security Administration if the website is no longer providing him this information. (19:00) A listener from Kentucky has some questions about CARES Act IRA withdrawal and repayment...

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Coronavirus Market Fears and a Variable Annuity: EDU #2015

April 15, 2020

Coronavirus Market Fears and a Variable Annuity: EDU #2015

A listener who purchased a variable annuity with a guaranteed income benefit is worried because his annuity has dropped about $90,000 in value since the stock market corrected over the coronavirus, but still offers a compelling income benefit.  He is unsure if he should keep the annuity or transfer it to Vanguard where he manages his own money.  Jim and Chris dissect his situation and explain to...

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Considering the Coronavirus While Retirement Planning: EDU #2011

March 18, 2020

Considering the Coronavirus While Retirement Planning: EDU #2011

In today’s EDU, Jim and Chris chat about retirement planning while considering “black swan events” such as the current coronavirus outbreak.  Although the coronavirus is a hot topic right now, what can one do when facing other similar unexpected events while trying to plan retirement?...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.