IRMAA, SSA-44, and Social Security Spousal/Survivor Benefits: Q&A #2345

November 11, 2023

IRMAA, SSA-44, and Social Security Spousal/Survivor Benefits: Q&A #2345

Chris sits down on a solo show to discuss listeners questions relating to IRMAA, SSA-44, and Social Security spousal/survivor benefits. (3:30) A Californian listener asks about the timing of when IRMAA will start relative to applying for Medicare. (10:11) A listener from Indiana looks for clarification on the need for an SSA-44 form for a client who was recently let go from employment. (20:30)...

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Social Security, IRMAA, Annuities, and Roth Conversions: Q&A #2344

November 4, 2023

Social Security, IRMAA, Annuities, and Roth Conversions: Q&A #2344

Jim and Chris discuss listeners questions relating to Social Security, IRMAA, annuities, and Roth conversions. (4:30) George from North Carolina looks for clarification on a spouses ability to claim a spousal and survivor Social Security benefit. (22:45) George asks if IRMAA premiums apply if Medicare has been suspended. (28:15) George in Ohio looks for help in determining which type of annuity...

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Social Security, IRMAA, Basis In IRAs, and SPIAs: Q&A #2343

October 28, 2023

Social Security, IRMAA, Basis In IRAs, and SPIAs: Q&A #2343

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, basis in IRAs, and SPIAs. (26:15) A listener looks for general clarification on their own Social Security benefit, potential survivor benefit and the effects of WEP. (34:15) George from Minnesota asks about the timing of IRMAA and when they might be expected to pay the additional premium. (43:45) Jim...

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Social Security, IRMAA, QCDs, RMDs, and Annuities: Q&A #2342

October 21, 2023

Social Security, IRMAA, QCDs, RMDs, and Annuities: Q&A #2342

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, QCDs, RMDs, and annuities. (6:15) George from Washington looks for advice on when his wife should look to claim Social Security. (17:45) A different George in Washington wonders which IRMAA threshold he should pay attention to when looking for an adjustment upon retiring. (34:30) A listener gives a real...

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Social Security, IRMAA, Roth Conversions, SPIAs, and QCDs: Q&A #2341

October 14, 2023

Social Security, IRMAA, Roth Conversions, SPIAs, and QCDs: Q&A #2341

Jim and Chris discuss listener questions relating to Social Security, IRMAA, Roth conversions, SPIAs, and QCDs. (8:45) George from Virginia provides some additional clarification on a Social Security question discussed on the last EDU show #2341. (21:30) A listener from New Jersey wonders if the proceeds from a home sale will push him into IRMAA and if there is a toll he can use for looking into...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.