Transition Period Strategy Part 3 – A Case Study: EDU #2518

April 30, 2025

Transition Period Strategy Part 3 – A Case Study: EDU #2518

Chris’s Summary:Jim and I are joined once again by Jacob for the third and final part of our series on transition period strategy. This time, we focus on the practical side of asset positioning: how near-retirees can begin structuring spending reserves without overreacting to short-term volatility. We use an example case study to explain how to segment early retirement needs into time-based...

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Transition Period Strategy Part 2 – Positioning and Repositioning: EDU #2517

April 23, 2025

Transition Period Strategy Part 2 – Positioning and Repositioning: EDU #2517

Chris’s Summary:Jim and I are again joined by Jacob as we continue exploring transition period strategy—the years just before retirement when you’re not yet withdrawing but want to prepare. We cover how near-retirees can manage emotional reactions to volatility while positioning assets to support early retirement spending. For those using our Minimum Dignity Floor™ and Fun Number™ approach, we...

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Transition Period Strategy Part 1 – Asset Positioning: EDU #2516

April 16, 2025

Transition Period Strategy Part 1 – Asset Positioning: EDU #2516

Chris’s Summary: Jim and I are joined by Jake and Jacob to discuss listener emails related to asset positioning for retirement and the transition period leading up to it. We break down how we think about asset allocation across account types, what a liquidity account is and why we use it, and how we handle year-end tax planning. It’s all part of how and why our Secure Retirement Income Process™...

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Weathering Market Downturns: EDU #2514

April 2, 2025

Weathering Market Downturns: EDU #2514

Chris’s Description Jim and I talk about how market downturns—like the one we’re seeing now—can cause people to second-guess their plans, even when they’re well prepared. We walk through how our Secure Retirement Income Process™ is designed to provide structure and clarity during volatile times, and explain how proper positioning can help you maintain perspective. Jim’s...

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Our Retirement Planning Process and Philosophy Part 13: EDU #2438

September 18, 2024

Our Retirement Planning Process and Philosophy Part 13: EDU #2438

Jim and Chris finish their long-running series about their retirement planning process with a final discussion about asset positioning. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y24E38.mp3 Podcast: Play in new window | Download (Duration: 1:39:03 — 45.3MB) Subscribe:...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.