Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351

December 23, 2023

Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351

Jim and Chris sit down to discuss listeners questions relating to Social Security, WEP, IRMAA, and retirement planning. (6:45) A listener looks for clarification regarding his parents Social Security survivor benefits and the impact of WEP. (22:00) A listener in New Mexico asks about the impacts of IRMAA in years with large gains resulting from the sale of a home. (34:15) Georgette looks for...

Listen Now

Quarterly Dialogue: Spending The Fun Number: EDU #2351

December 20, 2023

Quarterly Dialogue: Spending The Fun Number: EDU #2351

Jim and Chris continue their quarterly dialogue discussing a couple of listener emails relating to the safe withdrawal approach to retirement and spending the fun number. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y23E51.mp3 Podcast: Play in new window | Download (Duration: 54:38 — 25.0MB) Subscribe:...

Listen Now

Quarterly Dialogue: Inflation: EDU #2350

December 13, 2023

Quarterly Dialogue: Inflation: EDU #2350

Jim and Chris continue their quarterly dialogue series discussing a couple listener questions on how they address inflation.     https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y23E50.mp3 Podcast: Play in new window | Download (Duration: 1:19:30 — 36.4MB) Subscribe:...

Listen Now

Guidance On A Listeners Situation: EDU #2349

December 6, 2023

Guidance On A Listeners Situation: EDU #2349

Jim and Chris sit down to discuss an email from a listener seeking guidance on some decisions they have to make given their situation. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y23E49.mp3 Podcast: Play in new window | Download (Duration: 1:09:46 — 31.9MB) Subscribe:...

Listen Now

Things To Consider When Choosing A Financial Advisor/Planner: EDU #2348

November 29, 2023

Things To Consider When Choosing A Financial Advisor/Planner: EDU #2348

Jim and Chris sit down to discuss a couple of items to consider when choosing a financial advisor/planner. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y23E48.mp3 Podcast: Play in new window | Download (Duration: 1:21:42 — 37.4MB) Subscribe:...

Listen Now

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

© 2026, Jim Saulnier & Associates All rights reserved.

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.