Pensions, Social Security, RMDs, Sequential Risk, and Secure Income: Q&A #2232

August 6, 2022

Pensions, Social Security, RMDs, Sequential Risk, and Secure Income: Q&A #2232

Jim and Chris discuss listeners questions relating to pension rollovers, Social Security benefits, RMDs, mitigating sequential risk, and secure income. (3:15) PSA; A listener from Alabama links to an article about Alabama not taxing pensions that are rolled into IRAs. (9:45) A Virginian listener wonders about the best way to find his estimated Social Security benefit based on anticipated work...

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Roth Conversions, RMDs, Social Security, and Retirement Planning: Q&A #2231

July 30, 2022

Roth Conversions, RMDs, Social Security, and Retirement Planning: Q&A #2231

Jim and Chris sit down to discuss listeners questions relating to Roth conversions, RMDs, Social Security and retirement planning. (7:00) A Texan listener makes a comment about 1035 exchanges. (10:30) A listener from Seattle looks for quick clarification on a Roth conversion question. (14:50) George from New Jersey asks about how his wife should handle taking an inherited IRA RMD for last year...

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RMD Basics: EDU #2230

July 27, 2022

RMD Basics: EDU #2230

Jim and Chris sit down to discuss a listeners email topic relating to RMDs and the basics of required minimum distributions. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y22E30.mp3 Podcast: Play in new window | Download (Duration: 1:37:08 — 44.5MB) Subscribe:...

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IRS Guidance On RMDs and The Secure Act Part 3: EDU #2223

June 8, 2022

IRS Guidance On RMDs and The Secure Act Part 3: EDU #2223

Jim and Chris sit down to continue their discussion on the IRS’s proposed interpretations and implementations of the SECURE Act. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y22E23.mp3 Podcast: Play in new window | Download (Duration: 1:05:03 — 29.8MB) Subscribe:...

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Backdating Social Security Benefits, IRA Contribution Recharacterizations, and RMDs: Q&A #2223

June 4, 2022

Backdating Social Security Benefits, IRA Contribution Recharacterizations, and RMDs: Q&A #2223

Jim and Chris sit down to discuss listener questions on backdating Social Security benefits, IRA recharacterizations, and RMDs. (8:15) A listener from Washington would like some clarity on backdating their Social Security benefits. (21:30) Georgette is wondering what the tax consequences are on recharacterizing a Roth IRA contribution to a Traditional IRA contribution with a loss. (43:45) A...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.