Social Security, CARES Act, Roth Conversions, and Retirement Planning: Q&A #2230

July 23, 2022

Social Security, CARES Act, Roth Conversions, and Retirement Planning: Q&A #2230

Jim and Chris discuss listeners questions relating to Social Security, the CARES Act, PTE 2020-02, Roth conversions, and retirement planning. (4:15) A listener looks for clarification on the rules of spousal Social Security benefits. (13:45) George asks about the Social Security earnings test for collecting survivor benefits. (26:15) A listener wonders about the IRS 2020-50 notice for guidance...

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Social Security, Roth Conversions, and Mortality Credits: Q&A #2225

June 18, 2022

Social Security, Roth Conversions, and Mortality Credits: Q&A #2225

Jim and Chris sit down to discuss listeners questions about Social Security, Roth conversions, and annuity mortality credits. (3:30) George in North Carolina looks for clarification on his spouses Social Security benefit and whether or not it will be WEP/GPO affected. (8:30) A listener from Wisconsin asks about the calculation for the pro-rata amount on a Roth conversion. (23:15) George from...

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Spousal Social Security, Roth Conversions, Rollovers, and Pensions: Q&A #2212

March 19, 2022

Spousal Social Security, Roth Conversions, Rollovers, and Pensions: Q&A #2212

Jim and Chris discuss listeners questions relating to spousal Social Security benefits, Roth conversions, rollovers, and pensions. (10:30) George from Michigan looks for clarification on the potential benefit of a spousal benefit for his wife. (24:00) George from Connecticut lays out his plan for multi-year Roth conversions and prioritizing the “0” in his 210 tax number. (45:00) An...

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Tax Diversification, Roth Conversions, and IRMAA: Q&A #2208

February 19, 2022

Tax Diversification, Roth Conversions, and IRMAA: Q&A #2208

Jim, Chris, and in-house CPA, Bob Palechek discuss tax specific questions relating to MDF spending, tax diversification, Roth conversions, and IRMAA. (3:30) A member of the Rock Retirement Club requests clarification on how we account for taxes in our Minimum Dignity Floor concept of funding a retirement spending plan. (16:15) George from North Carolina asks a question about asset location, tax...

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Social Security, RMD Taxes, Trusts, and Roth Conversions: Q&A #2207

February 12, 2022

Social Security, RMD Taxes, Trusts, and Roth Conversions: Q&A #2207

Jim and Chris sit down to discuss listeners questions pertaining to Social Security, RMDs, special needs trusts, and Roth conversion rules. (4:00) A listener voices his concerns with Social Security part D price increases and the general increase of insurance costs. (22:30) George looks for clarification on whether or not his dad needs to send an additional payment out to cover his withholdings...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.