Social Security Benefits and Fixed-Indexed Annuities: Q&A #2226

June 25, 2022

Social Security Benefits and Fixed-Indexed Annuities: Q&A #2226

Jim and Chris sit down to discuss listener questions about Social Security benefits and fixed-indexed annuities. (26:00) A listener follows-up on a question from a previous show to ask about how divorce would affect her Social Security benefits. (33:30) PSA about our monthly newsletter. (42:00) A listener looks for thoughts and advice on commission-free fixed-indexed annuities....

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SPIAs, CRATs, CRUTs, and IRAs: EDU #2151

December 22, 2021

SPIAs, CRATs, CRUTs, and IRAs: EDU #2151

Jim and Chris sit down to discuss a listener prompted topic regarding secure income via SPIAs, CRATs, CRUTs, and automatic IRA distributions. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y21E51.mp3 Podcast: Play in new window | Download (Duration: 1:04:59 — 29.8MB) Subscribe:...

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Q&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits

November 3, 2018

Need some clarification on the 401k “Rule of 55”? Can you contribute to a previous employer’s HSA? Does purchasing a SPIA of DIA with money from your IRA remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well as more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....

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Q&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits

October 3, 2018

Can you contribute to a previous employer’s HSA? Need some clarification on the 401k “Rule of 55”? Does purchasing a SPIA or DIA with IRA money remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.