Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351

December 23, 2023

Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351

Jim and Chris sit down to discuss listeners questions relating to Social Security, WEP, IRMAA, and retirement planning. (6:45) A listener looks for clarification regarding his parents Social Security survivor benefits and the impact of WEP. (22:00) A listener in New Mexico asks about the impacts of IRMAA in years with large gains resulting from the sale of a home. (34:15) Georgette looks for...

Listen Now

Social Security, WEP, Survivor Benefits, RMDs, and Pensions: Q&A #2331

August 5, 2023

Social Security, WEP, Survivor Benefits, RMDs, and Pensions: Q&A #2331

Jim and Chris discuss questions relating to Social Security, WEP, survivor benefits, RMDs, annuities, and pensions. (5:45) Georgette in Texas looks for clarification on the impacts of the windfall elimination provision (WEP) on her anticipated Social Security benefit. (14:00) George from Nebraska asks about the timing of claiming a Social Security survivorship benefit based on a couple of...

Listen Now

Social Security, IRA Beneficiaries, QCDs, and IRMAA Exceptions: Q&A #2321

May 27, 2023

Social Security, IRA Beneficiaries, QCDs, and IRMAA Exceptions: Q&A #2321

Jim and Chris sit down to discuss listener questions relating to Social Security, IRA beneficiaries, OCDs, and IRMAA exceptions. (9:00) Jim and Chris continue a discussion based on a Michigan listeners situation where he did not receive his full Social Security Delayed Retirement Credits. (20:15) A Californian listener asks about the timing for her husband claiming his own Social Security...

Listen Now

Social Security, WEP, and Trusts: Q&A #2315

April 15, 2023

Social Security, WEP, and Trusts: Q&A #2315

Jim and Chris sit down to answer listener questions regarding Social Security, WEP, and irrevocable life insurance trusts (ILITs). (9:00) George from Nebraska looks for clarification on how Government Pension Offsets (GPO) and Windfall Elimination Provision (WEP) affect his Social Security benefit. (30:15) Georgette asks if she’d be able to claim a Social Security survivor benefit off her...

Listen Now

Social Security, WEP, The Fun Number, and Positioning: Q&A #2307

February 18, 2023

Social Security, WEP, The Fun Number, and Positioning: Q&A #2307

Jim and Chris sit down to discuss listeners questions relating to Social Security, WEP, the fun number, and positioning. (6:30) An Indiana listener looks for clarification on a Social Security survivor benefit and the affects of WEP. (12:30) George from Maryland asks for clarity on his Social Security benefit. (23:00) A listener wonders how to adjust her fun number in the middle of a down stock...

Listen Now

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.