ACA Premium Tax Credit, Social Security Scam, Backdoor Roth Contributions, Inherited Pre 1987 401k – Q&A #1933

August 31, 2019

ACA Premium Tax Credit, Social Security Scam, Backdoor Roth Contributions, Inherited Pre 1987 401k – Q&A #1933

Laila Dillsi, CPA and Jo Madonna, E.A. join Jim and Chris to answer a question about the ACA Premium Tax Credit. Then the guys address questions about accessing your Social Security account, backdoor Roth contributions, and an Inherited 401k from pre 1987. 8:57 Laila offers some clarifications for a listener with a question about her Premium Tax Credit article. 29:08 Chris addresses the many...

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IRA Transfer Rules, Colorado Taxes, QLACs – Q&A #1932

August 24, 2019

IRA Transfer Rules, Colorado Taxes, QLACs – Q&A #1932

Join Jim and Chris as they answer listener questions on IRA transfer rules, state tax laws, and QLACs. 5:24 A live caller from North Carolina asks a few IRA questions including if you can consolidate IRAs,  do partial Roth conversions, and whether you can do more than one 401k rollover per year. 19:39 A listener is considering moving to Colorado and wants to know if their state pension...

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Indemnity vs Reimbursement Long-Term Care Insurance – Edu #1931

August 21, 2019

Indemnity vs Reimbursement Long-Term Care Insurance – Edu #1931

What’s Indemnity vs Reimbursement Long-term Care Insurance and what other important factors should you consider when shopping for a policy? Jim and Chris answer these questions in this week’s EDU edition of the show. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E31.mp3 Podcast: Play in new window | Download...

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Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931

August 17, 2019

Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931

Join us for another week of retirement planning related questions answered by Jim and Chris. Topics include things to consider with retirement planning when there is a large age gap within a marriage, Inherited IRA RMDs, and the ‘Minimum Dignity Floor’   10:51  A live caller from Virginia asks about things to consider with retirement planning with a “May/December...

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Retirement Spending Strategy – EDU #1930

August 14, 2019

Retirement Spending Strategy – EDU #1930

Jim and Chris address some constructive criticism from a long-time listener and take a detailed look at their “no-go, slow-go, go-go” retirement spending strategy. First they discuss their stance on mental decline with age and how that affects their planning methods. Then Jim and Chris turn to why they encourage people to spend more during their “go-go” years.  ...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.