Our Past Shows

Here you will find a year's worth of our past radio shows. Please understand, due to compliance and supervisory guidelines, there is a lag time from when a show first broadcasts to when it can be listed here for later playback. If the show you want is not available, please check back again soon.

Although Jim and Chris strive to make their show ─ and the information presented − topical and pertinent at the time of original broadcast, please recognize the financial world is constantly changing and evolving. These recorded broadcasts may contain outdated or obsolete information. Never make any financial, tax or investment decisions with information contained on these shows without first consulting with your legal, tax and/or financial advisor(s).

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Considering the Coronavirus While Retirement Planning: EDU #2011

March 18, 2020

Considering the Coronavirus While Retirement Planning: EDU #2011

In today’s EDU, Jim and Chris chat about retirement planning while considering “black swan events” such as the current coronavirus outbreak.  Although the coronavirus is a hot topic right now, what can one do when facing other similar unexpected events while trying to plan retirement?...

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Covering the Minimum Dignity Floor, Preparing for a SS Asset Cap, and the Pro Rata Rule: Q&A #2011

March 14, 2020

Covering the Minimum Dignity Floor, Preparing for a SS Asset Cap, and the Pro Rata Rule: Q&A #2011

In today’s episode, listeners have sent Jim and Chris questions about covering the minimum dignity floor, preparing for a possible Social Security asset cap, and the pro-rata rule. (4:20) A Texan asks how Jim and Chris would plan for covering the minimum dignity floor when considering inflation. (18:55) A listener from New Jersey would like to discuss the probability of an asset cap limit...

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Things to Consider when Considering a Roth Conversion: EDU #2010

March 11, 2020

Things to Consider when Considering a Roth Conversion: EDU #2010

Jim, Chris, and Bob all discuss this topic today brought to us by a listener’s email: things to consider when considering a Roth conversion.  The simple question of “should I convert to a Roth?” comes with a multi-faceted answer! https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E10.mp3 Podcast: Play in new window...

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Update on the SECURE Act, Divorce Benefits, and More: Q&A #2010

March 7, 2020

Update on the SECURE Act, Divorce Benefits, and More: Q&A #2010

As Jim rifles through listener’s questions today, he and Chris settle on the topics of an update on the SECURE Act, Social Security divorce benefits, re-characterizing an IRA, and Health Savings Accounts. (4:15) Chris and Jim follow up with an update on the SECURE Act and when a child inherits an IRA. (19:55) Georgette from Mississippi wonders if she can receive a divorced spouse benefit...

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Charitable Gift Annuities: EDU #2009

March 4, 2020

Charitable Gift Annuities: EDU #2009

CPA Bob Palechek joins Chris again today to discuss a topic mentioned in a listener’s email: charitable gift annuities.  In particular they dive into three issues about charitable gift annuities: When might they fit into a retirement income plan? How does their income stream compare to other annuities like SPIAs? The pros and cons of their tax planning opportunities, or any downsides in...

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Government Pensions & Social Security, Fun Money Buckets, and SS Potential Changes in 2035: Q&A #2009

February 29, 2020

Government Pensions & Social Security, Fun Money Buckets, and SS Potential Changes in 2035: Q&A #2009

Today Jim and Chris discuss how government pensions affect Social Security benefits, how they calculate fun money bucket sums, and the projected potential change in Social Security funds in 2035. (8:10) A Coloradoan asks about how WEP might affect his wife’s Social Security benefits due to her PERA account. (16:15) Georgette wonders how Jim and Chris generate the large sums that would be...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.