Questions about the CARES Act: Q&A #2015

April 11, 2020

Questions about the CARES Act: Q&A #2015

Jim and Chris address three very specific questions on the recently passed CARES Act and how it relates to IRAs, Required Minimum Distributions, and Coronavirus Related Distributions from retirement accounts. (32:35) A Virginian asks if the CARES Act could enable his wife to strategize Roth conversions with her TSP. (44:00) Another question from that same Virginian: will his mother be required...

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Benefits of Proper Asset Positioning in the Midst of Life’s Storms: EDU #2014

April 8, 2020

Benefits of Proper Asset Positioning in the Midst of Life’s Storms: EDU #2014

When life’s storms come up unexpectedly (such as the current coronavirus pandemic), what are the benefits of proper asset positioning?  If you’re at or near retirement, how can properly positioning your assets help your emotional reaction during market turmoil?  Jim continues to practice social distancing while he and Chris discuss this topic brought to us by a listener’s...

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Rolling Over TSP to a Roth, Retirement Spending Trends, and Roth Conversions: Q&A #2014

April 4, 2020

Rolling Over TSP to a Roth, Retirement Spending Trends, and Roth Conversions: Q&A #2014

Jim calls into the studio today as he and Chris answer listener’s questions about rolling over a TSP into a Roth IRA, retirement spending trends, Roth conversions, and more. (11:55) A listener asks about rolling over tax exempt (combat zone earned) funds from a TSP to a Roth. (41:40) A Floridian wonders what is Jim and Chris’s experience with clients’ spending trends. (50:40) A...

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Indexed Universal Life Insurance as a Retirement Strategy: EDU #2013

April 1, 2020

Indexed Universal Life Insurance as a Retirement Strategy: EDU #2013

Jim and Chris (mostly Jim!) share their opinion about using indexed universal life insurance (IUL) as a retirement strategy.  Learn why the guys are not big fans of this often-sold strategy to fund retirement. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E13.mp3 Podcast: Play in new window | Download (Duration: 1:15:11 —...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.