Q&A: Roth Conversion Strategies and Budgeting Taxes
November 17, 2018
This week Jim and Chris tackle a couple great listener questions. An Oregan listener asks about budgeting, and saving for, paying taxes in the “bucket” strategy for retirement. Another listener wonders if there is a benefit to converting a percentage of, as opposed to all of, a Roth IRA account. ...
Listen NowEdu: How Wages Impact Social Security
November 14, 2018
Have you wondered how wages from working in retirement might impact your Social Security Benefits? This week Jim and Chris were inspired by several listener questions to take a closer look at how working while collecting Social Security can affect benefits. They will delve into topics including whether your wages could reduce your benefits (through the Earnings Test), or increase the taxes you...
Listen NowQ&A: Pension Options, Roth Conversions, Social Security
November 10, 2018
This week Jim and Chris discuss a listener’s question about ways of dealing with his State of Kentucky pension now that he’s working for the State of Ohio. The guys also answer a Louisiana listener’s question about Roth Conversions. Four listeners (from Florida, Michigan, Tennessee, and Texas) had Social Security questions this week, including repaying benefits after...
Listen NowEdu: Roth 5 Year Rule
November 7, 2018
The Roth 5 Year Rule sounds simple: you can withdraw the earnings from your Roth IRA, tax-free, 5 years after your first contribution. Is it really that simple? Does the rule apply to a Roth 401k? Does a Roth Conversion from your IRA change anything? On this episode Jim and Chris delve into the nuances of the Roth 5 Year Rule to answer those questions and more....
Listen NowQ&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits
November 3, 2018
Need some clarification on the 401k “Rule of 55”? Can you contribute to a previous employer’s HSA? Does purchasing a SPIA of DIA with money from your IRA remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well as more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....
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