Monthly Pension or Lump-sum Payment?
December 9, 2017
Jim, Chris and Justin answer an email from a listener in Maine on whether the listener’s wife should take the monthly payment option or a lump sum payout from her pension plan. Another listener (state unknown) wondered why his IRA account was now identified by his brokerage firm as a “grandfathered” account. Jim and Chris also include a rebroadcast of the December 9th Colorado Retirement...
Listen NowInherited IRAs and RMDs
December 2, 2017
Jim and Chris answer questions from listeners. If there are two beneficiaries for an inherited IRA, do both beneficiaries have to take the required minimum distribution, or can just one beneficiary take it? Also, why would you want to do a Roth Conversion when the market is high? And, if you convert an IRA, is there a waiting period before you can recharacterize the conversion? Plus, Jim and...
Listen NowACA Health Insurance Subsidies and Retirement Income
November 18, 2017
Chris and Justin Fundalinski answer an email question from a listener regarding using a HELOC to supplement retirement income in order to keep an ACA health insurance subsidy. They also look into the proposed elimination of Roth IRA recharacterizations in the House Tax Bill. Plus, they consider what happens if you default on a 401(k) loan....
Listen NowEstate Planning Questions
November 11, 2017
Peter Scott joins Jim and Chris to answer questions from listeners regarding estate planning matters. A listener from CT wants to know if real estate in a Revocable Living Trust will receive a step up in cost basis at the death of a grantor A listener in VA asks how to find a good estate planning attorney. Jim and Chris answer a question from a listener from NC regarding funding a Special Needs...
Listen NowNet Unrealized Appreciation
November 4, 2017
Jim and Chris spent some time delving deeply into the topic of Net Unrealized Appreciation as they answered a question from a listener in Connecticut. If you are curious about NUA and how it works, this is the show for you. Also included at the end of the show is a rebroadcast of an interview with Barry James of James Investment research sharing his monthly opinion of the markets and...
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