Social Security Confusion

March 10, 2018

Jim and Chris answered multiple questions from two callers regarding Social Security. The first caller had some confusion regarding Social Security and deferred compensation from his previous job. The second caller had multiple questions regarding retirement, Social Security and disabled child benefits. In the last part of the show, Jim and Chris discuss chained CPI and its affect on stealth tax...

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Estate Planning Questions

March 3, 2018

Estate Planning Questions

Jim and Chris are joined by estate planning attorneys Peter Scott and Darci Gerdes to discuss emails from listeners involving estate planning and trusts. Since Darcy’s area of expertise is community property, they also discuss what happens when you move from a community property state to a non community property state. Jim and Chris also answer a question from a caller regarding the two...

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Managing Debt in Retirement

February 24, 2018

Jim and Chris finally got an email question from a listener in Delaware! Just a few more states to go before they can put a star on all 50! The DE listener wanted to know how to strike a good balance between saving for retirement and paying down debt. He also asked about the differences between the Roth and non-Roth options in his employer’s 457 plan. Jim and Chris also discuss ways to...

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HSA vs PPO

February 17, 2018

During this week’s show, Jim and Chris answered a few questions. An Iowa listener emailed a question regarding Health Savings Accounts (HSAs) and how to decide if he should open one or use his current PPO.  A West Virginia listener wanted to know how to determine what her Social Security survivor benefits would be and a Florida listener wondered if she could get a larger Social Security benefit...

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Money In the Wrong Retirement Account

February 10, 2018

In response to a listener in Ohio, Jim and Chris discuss what to do when money gets rolled over into the wrong IRA retirement account (especially when you don’t notice it for a while)? Jim and Chris also answer a question from a listener who wanted to know how the new tax law will affect 457 plans. Another listener who works in the financial industry asked when is a good time to bring up...

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Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.