Social Security, COLAs, PIAs, Annuities, and Fun Spending: Q&A #2240

October 1, 2022

Social Security, COLAs, PIAs, Annuities, and Fun Spending: Q&A #2240

Jim and Chris sit down to discuss listeners questions relating to Social Security, COLAs, PIAs, annuities, and fun spending. (7:30) A listener asks about the restricted application strategy for Social Security and how it’s monitored/regulated. (16:30) George from Ohio looks for clarification on his spouses Social Security benefit and cost of living adjustment (COLA) for being born in 1961....

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Social Security, Pro-Rata Rule, Roth Conversions, and Positioning: Q&A #2150

December 11, 2021

Social Security, Pro-Rata Rule, Roth Conversions, and Positioning: Q&A #2150

Jim and Chris sit down to discuss listeners questions relating to Social Security, the pro-rata rule, Roth conversions, and positioning. Intro: Jim and Chris discuss the recent court case involving gold within an IRA as well as the delay to complete 2021 Roth conversions and some potential strategies to combat this. (31:15) George from Texas looks for confirmation on his Social Security claiming...

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Social Security, Roth 401(k)s, Fun Spending, and Saving For College: Q&A #2146

November 13, 2021

Social Security, Roth 401(k)s, Fun Spending, and Saving For College: Q&A #2146

Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth 401(k)s, fun spending, and saving for college. (7:00) A listener from Connecticut asks about how to get a more accurate estimate of his future Social Security benefit. (13:30) George from North Carolina looks for clarification on Roth 401(k) plans and their related RMDs. (32:00) A Floridian listener wonders...

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Jim & Chris’s Retirement Planning Approach and Process Part 4: EDU #2006

February 12, 2020

Jim & Chris’s Retirement Planning Approach and Process Part 4: EDU #2006

This is Part 4 of the show series in which Jim and Chris continue to describe their retirement planning approach and process.  In Parts 1 and 2 they discussed mostly the why and philosophy of their approach.  In Part 3 they explained further how they begin their planning process, using a fictitious couple as an example.  In this episode, Jim and Chris continue using this fictitious couple to...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.