2020 RMDs, Social Security, HSAs, and the Best States for Retirees: Q&A #2019
May 9, 2020
After Jim clarifies some information about 2020 RMDs and the CARES Act, he and Chris answer questions about Social Security, HSA accounts for beneficiaries, and the best states to retire in. (3:10) Jim clarifies what you can do if you took a 2020 RMD before the CARES Act removed the requirement. (14:33) A Washington listener wonders if she should file for her spouse’s Social Security...
Listen NowQ&A: HSAs and SS Survivor Benefits
March 30, 2019
Join Jim and Chris this week as they answer several listener questions regarding HSAs, including utilizing the one-time QHFD. In addition, they answer a listener question on collecting Social Security Survivor Benefits. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-QA-Y19E12.mp3 Podcast: Play in new window | Download (Duration: 57:38...
Listen NowQ&A: Social Security Benefits, Rule of 55
February 23, 2019
This week Jim and Chris answer questions from listeners in California and New Jersey about Social Security Benefits; including their effect on Health Savings Account (HSA) contributions, IRMAA adjustments, and whether the government shut down has affected benefit statements. Also, a Wisconsin listener asks how/if the Rule of 55 applies to a Roth 401k....
Listen NowQ&A: Roth 401k, POD Bank Account, HSA, Annuities
January 26, 2019
This week Jim and Chris answer a follow-up question on using a Roth IRA vs a Roth 401k. An Illinois listener wonders if HSA contributions are part the maximum compensation deferral limit. Another listener writes in about using a payable on death (POD) designation on a bank account in order to avoid it going into probate. Jim and Chris also get a live caller from New Jersey with a question about...
Listen NowEDU: Funding HSAs with IRAs
January 9, 2019
Jim and Chris discuss how to take advantage of a one-time lifetime election funding your Health Savings Account (HSA) from an IRA. They point out some tips and warnings about this process. This may be a particularly useful topic for listeners trying to get an HSA started. http://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E01.mp3...
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