Q&A: Roth 401k, POD Bank Account, HSA, Annuities
January 26, 2019
This week Jim and Chris answer a follow-up question on using a Roth IRA vs a Roth 401k. An Illinois listener wonders if HSA contributions are part the maximum compensation deferral limit. Another listener writes in about using a payable on death (POD) designation on a bank account in order to avoid it going into probate. Jim and Chris also get a live caller from New Jersey with a question about...
Listen NowEDU: Funding HSAs with IRAs
January 9, 2019
Jim and Chris discuss how to take advantage of a one-time lifetime election funding your Health Savings Account (HSA) from an IRA. They point out some tips and warnings about this process. This may be a particularly useful topic for listeners trying to get an HSA started. http://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E01.mp3...
Listen NowQ&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits
November 3, 2018
Need some clarification on the 401k “Rule of 55”? Can you contribute to a previous employer’s HSA? Does purchasing a SPIA of DIA with money from your IRA remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well as more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....
Listen NowQ&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits
October 3, 2018
Can you contribute to a previous employer’s HSA? Need some clarification on the 401k “Rule of 55”? Does purchasing a SPIA or DIA with IRA money remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....
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