Social Security PSAs, FIAs, SPIAs, and MYGAs: Q&A #2525
June 21, 2025
Jim and Chris begin with three PSAs on Social Security experiences, then answer questions on fixed indexed annuities with market value adjustments, SPIA payout options for the Minimum Dignity Floor™, and the tax aggregation rule for MYGAs.(11:30) In this PSA Georgette clarifies that her husband, born February 1, received January benefits at full age 70, with payments starting at the end of...
Listen NowSocial Security Benefits, Roth Conversions, and RMDs: Q&A #2446
November 16, 2024
Jim and Chris discuss listener questions relating to Social Security, Roth conversions, and RMDs. (11:00) George wonders if his wife is eligible for Social Security benefits while taking care of an adult disabled child even if he is still working and has not applied for SS yet. (19:00) Chris tackles an interesting Social Security survivor benefits strategy question. (28:15) A listener looks for...
Listen NowSocial Security, Annuities, and Inherited Roth IRAs: Q&A #2431
August 3, 2024
Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, and inherited Roth IRAs. (5:30) George asks about how he can determine the best time for his wife to claim her Social Security benefit. (16:45) George wonders how his mother-in-law can get the Social Security Administration to use the monthly earnings test rather than the annual earnings test. (28:00)...
Listen NowSocial Security, IRMAA, QLACs, MYGAs, and Taxes: Q&A #2348
December 2, 2023
Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, QLACs, MYGAs, and taxes. (13:30) A Mississippi listener asks if his wife will have to pay back her Social Security benefit after going back to work. (26:00) A Virginian listener asks about the latest possible dates he can use when filing form SSA-44 to avoid any IRMAA impacts. (36:00) A listener in Arizona...
Listen NowSocial Security, Insurance, IRMAA, and MYGAs: Q&A #2327
July 8, 2023
Jim and Chris sit down to discuss listeners questions relating to Social Security, insurance, IRMAA, and MYGAs. (5:30) A listener from Florida looks for clarification on the rules regarding Social Security and having a disabled child. (28:30) The same listener from above asks for advice on cashing in an insurance policy or not. (1:07:30) A Californian listener asks if IRMAA brackets can go down...
Listen Now
