Complexity of Retirement Planning

August 29, 2015

Complexity of Retirement Planning

Over the course of a week, Jim, Chris and Justin all found errors in nationally produced materials that are used to help with retirement planning. Justin found a mistake in Social Security-related software regarding non-covered earnings. Chris noticed an error in a Social Security publication about the Windfall Elimination Provision, and Jim found the software from a prominent Retirement...

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Bucket Strategy of Retirement Planning

August 22, 2015

Bucket Strategy of Retirement Planning

You know the adage, “If a tree falls in the woods and no one is there to hear it, does it make a sound”? Well, you can apply this same thinking to the stock market.  If your portfolio falls 20%, and you don’t need the money, does it really matter? Jim, Chris and Peter discuss the bucket strategy of retirement planning, where the “buckets” are the accumulation phase,...

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ERISA Rules

August 15, 2015

ERISA Rules

If you’re part of a blended family – listen up! ERISA, the Employee Retirement Income Security Act can have unintended consequences for retirement accounts, particularly when it comes to beneficiaries of these accounts when the original account holder passes away. In cases of divorce and remarriage, the beneficiary may not be who was intended.  During this show, Jim, Chris and Peter...

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Estate Planning Trivia

August 8, 2015

Estate Planning Trivia

When most people hear the word “estate”, they think mansions with large formal gardens and then figure since they don’t live in a mansion, “estate planning” does not apply to them. That couldn’t be farther from the truth! During this trivia show, Jim and Peter find out how much listeners really know about estate planning....

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Top 7 Risks in Retirement Planning

August 1, 2015

Top 7 Risks in Retirement Planning

Jim, Chris and Peter discuss the top seven risks in retirement planning as described by Dr. Wade Pfau, a professor of retirement income at the American College in Bryn Mawr, PA. They also answer listeners’ emails regarding Social Security and spousal benefits involving a divorced spouse....

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.